Sandbox Models

{
  "session_record": {
    "id": "test_verified",
    "organization_id": "your-org-id",
    "user_id": "sandbox-user-000000",
    "sender_user_id": "your-user-id",
    "external_id": "sandbox-external-001",
    "status": "VERIFIED",
    "type": "session",
    "session_progress": "COMPLETED",
    "location": {
      "country": "United States"
    },
    "workflow_id": "sandbox-workflow-001",
    "bank_statement_request_id": "sandbox-bank-stmt-001",
    "workflow_steps": [
      "ID_VERIFICATION", "FACE_LIVENESS", "AGE_ESTIMATION",
      "PEP_SANCTIONS", "ADVERSE_MEDIA", "BANK_STATEMENT_UPLOAD",
      "DOCUMENT_UPLOAD", "TITLE_SEARCH", "CUSTOM_PROMPT",
      "CUSTOM_FORM", "AI_BANK_STATEMENT_ANALYSIS"
    ],
    "meta_data": {
      "applicantSubmissionIp": "192.168.1.1, 10.0.0.1",
      "applicantSubmissionDevice": "Mac",
      "applicantViewTime": "2025-01-15T10:35:00.000Z",
      "applicantSubmissionBrowser": "Chrome",
      "applicantSubmissionLocation": "Illinois, Chicago",
      "applicantSubmissionLocationDetails": {
        "accuracyRadius": 500,
        "continent": "North America",
        "country": "United States",
        "countryIsoCode": "US",
        "latitude": 41.8483,
        "longitude": -87.6517,
        "subdivision": "Illinois",
        "timeZone": "America/Chicago"
      }
    },
    "uploads": {
      "id_front": true,
      "id_back": true,
      "secondary_id_front": true,
      "secondary_id_back": true,
      "tertiary_id_front": true,
      "tertiary_id_back": true,
      "selfie_front": true,
      "selfie_right": true,
      "selfie_left": true,
      "hold_up_3_fingers": true
    },
    "analysis_data": {
      "id_analysis_data": {
        "detect_face_data": [{ "confidence": 99.99, "age_range": { "high": 23, "low": 19 }, "..." : "..." }],
        "id_extracted_text": [
          { "type": "FIRST_NAME", "value": "JANE", "confidence": 97.6 },
          { "type": "LAST_NAME", "value": "DOE", "confidence": 97.15 },
          { "type": "DATE_OF_BIRTH", "value": "1990/05/15", "confidence": 95.75 },
          { "type": "DOCUMENT_NUMBER", "value": "D1234567890", "confidence": 90.11 },
          "... 17 more fields"
        ],
        "expiry_date_pass": true,
        "valid_state_pass": true,
        "age_restriction_pass": true
      },
      "compare_faces_data": {
        "face_match_confidence": 99.92,
        "face_match_result": { "similarity": 99.92, "face": { "..." : "..." } }
      },
      "id_matches_selfie": true,
      "faceliveness_score": 99.49,
      "pep_sanctions_data": {
        "peps": [{ "name": "Jane Doe-Smith", "country": "Canada", "score": 0.85 }],
        "sanctions": null,
        "both": null
      },
      "adverse_media_data": {
        "total_hits": 4,
        "news_exposures": { "financial_crime": { "hits": 2, "articles": ["..."] }, "..." : "..." }
      },
      "secondary_id_analysis_data": { "..." : "same structure as id_analysis_data" },
      "tertiary_id_analysis_data": { "..." : "same structure as id_analysis_data" },
      "selected_document_types": { "primary": "drivers_license", "secondary": "passport", "tertiary": "pr_card" },
      "title_search_data": { "last_market_sale_information": { "..." : "..." }, "owner_information": { "..." : "..." }, "..." : "..." },
      "document_risk_data": { "documents_analyzed": 1, "overall_risk_score": 25, "..." : "..." },
      "custom_form_data": [{ "question": "What is your Company Business Number", "answer": "1234567890001", "type": "short-text" }]
    }
  },
  "user": {
    "id": "sandbox-user-000000",
    "email": "jane.doe@sandbox.example.com",
    "first_name": "Jane",
    "last_name": "Doe",
    "phone": "+14165551234",
    "created_at": "2025-01-10T08:00:00.000Z",
    "updated_at": "2025-01-15T10:42:00.000Z"
  },
  "sender_user": {
    "id": "your-user-id",
    "email": "admin@sandbox.example.com",
    "first_name": "Admin",
    "last_name": "User",
    "phone": "+14165559999",
    "created_at": "2024-12-01T09:00:00.000Z",
    "updated_at": "2025-01-15T10:30:00.000Z"
  },
  "resource_links": {}
}

Reference for all sandbox test data returned by the deepidv API when using a sandbox API key. See Sandbox Mode for setup instructions.

How Sandbox Responses Work

When you make a GET request with a sandbox API key, the API returns pre-built test data instead of querying real records. The response shape is identical to production — the only difference is that the data is synthetic. Non-GET requests (POST, PATCH, PUT, DELETE) return a 403 error:

{
  "error": "This is a sandbox API key. Use a live API key to create or modify resources."
}

Sessions

Retrieve Session — `GET /v1/sessions/:id`

Use well-known test IDs to control the scenario. Any unrecognized ID returns a random scenario.

`test_verified` — Full “everything” response

Returns a VERIFIED session with every possible field populated. Use this to validate your integration handles the complete response shape. Key fields included:

type: "session" (workflow-based)
workflow_id, workflow_steps (all 11 steps)
bank_statement_request_id
location, submitted_at, meta_data
Full uploads (primary, secondary, and tertiary IDs, selfies, custom prompt)
Complete analysis_data with all sub-objects
user (applicant profile) and sender_user (session creator profile)

Analysis data includes:

Field	Description
`id_analysis_data`	Primary ID — detect face data, all extracted text fields (21 fields), expiry/state/age checks
`secondary_id_analysis_data`	Secondary ID — same structure as primary
`tertiary_id_analysis_data`	Tertiary ID — same structure as primary
`compare_faces_data`	Face match confidence with full face result (landmarks, quality, bounding box, pose, similarity)
`id_matches_selfie`	`true`
`faceliveness_score`	`99.49`
`pep_sanctions_data`	One PEP match, no sanctions
`adverse_media_data`	4 hits across financial_crime and uncategorized categories with sample articles
`title_search_data`	Full property title with sale info, owner info, location info, and address details
`document_risk_data`	One analyzed document with risk signals, AI analysis, and metadata
`custom_form_data`	One question/answer entry
`selected_document_types`	Primary (drivers_license), secondary (passport), tertiary (pr_card)

{
  "session_record": {
    "id": "test_verified",
    "organization_id": "your-org-id",
    "user_id": "sandbox-user-000000",
    "sender_user_id": "your-user-id",
    "external_id": "sandbox-external-001",
    "status": "VERIFIED",
    "type": "session",
    "session_progress": "COMPLETED",
    "location": {
      "country": "United States"
    },
    "workflow_id": "sandbox-workflow-001",
    "bank_statement_request_id": "sandbox-bank-stmt-001",
    "workflow_steps": [
      "ID_VERIFICATION", "FACE_LIVENESS", "AGE_ESTIMATION",
      "PEP_SANCTIONS", "ADVERSE_MEDIA", "BANK_STATEMENT_UPLOAD",
      "DOCUMENT_UPLOAD", "TITLE_SEARCH", "CUSTOM_PROMPT",
      "CUSTOM_FORM", "AI_BANK_STATEMENT_ANALYSIS"
    ],
    "meta_data": {
      "applicantSubmissionIp": "192.168.1.1, 10.0.0.1",
      "applicantSubmissionDevice": "Mac",
      "applicantViewTime": "2025-01-15T10:35:00.000Z",
      "applicantSubmissionBrowser": "Chrome",
      "applicantSubmissionLocation": "Illinois, Chicago",
      "applicantSubmissionLocationDetails": {
        "accuracyRadius": 500,
        "continent": "North America",
        "country": "United States",
        "countryIsoCode": "US",
        "latitude": 41.8483,
        "longitude": -87.6517,
        "subdivision": "Illinois",
        "timeZone": "America/Chicago"
      }
    },
    "uploads": {
      "id_front": true,
      "id_back": true,
      "secondary_id_front": true,
      "secondary_id_back": true,
      "tertiary_id_front": true,
      "tertiary_id_back": true,
      "selfie_front": true,
      "selfie_right": true,
      "selfie_left": true,
      "hold_up_3_fingers": true
    },
    "analysis_data": {
      "id_analysis_data": {
        "detect_face_data": [{ "confidence": 99.99, "age_range": { "high": 23, "low": 19 }, "..." : "..." }],
        "id_extracted_text": [
          { "type": "FIRST_NAME", "value": "JANE", "confidence": 97.6 },
          { "type": "LAST_NAME", "value": "DOE", "confidence": 97.15 },
          { "type": "DATE_OF_BIRTH", "value": "1990/05/15", "confidence": 95.75 },
          { "type": "DOCUMENT_NUMBER", "value": "D1234567890", "confidence": 90.11 },
          "... 17 more fields"
        ],
        "expiry_date_pass": true,
        "valid_state_pass": true,
        "age_restriction_pass": true
      },
      "compare_faces_data": {
        "face_match_confidence": 99.92,
        "face_match_result": { "similarity": 99.92, "face": { "..." : "..." } }
      },
      "id_matches_selfie": true,
      "faceliveness_score": 99.49,
      "pep_sanctions_data": {
        "peps": [{ "name": "Jane Doe-Smith", "country": "Canada", "score": 0.85 }],
        "sanctions": null,
        "both": null
      },
      "adverse_media_data": {
        "total_hits": 4,
        "news_exposures": { "financial_crime": { "hits": 2, "articles": ["..."] }, "..." : "..." }
      },
      "secondary_id_analysis_data": { "..." : "same structure as id_analysis_data" },
      "tertiary_id_analysis_data": { "..." : "same structure as id_analysis_data" },
      "selected_document_types": { "primary": "drivers_license", "secondary": "passport", "tertiary": "pr_card" },
      "title_search_data": { "last_market_sale_information": { "..." : "..." }, "owner_information": { "..." : "..." }, "..." : "..." },
      "document_risk_data": { "documents_analyzed": 1, "overall_risk_score": 25, "..." : "..." },
      "custom_form_data": [{ "question": "What is your Company Business Number", "answer": "1234567890001", "type": "short-text" }]
    }
  },
  "user": {
    "id": "sandbox-user-000000",
    "email": "jane.doe@sandbox.example.com",
    "first_name": "Jane",
    "last_name": "Doe",
    "phone": "+14165551234",
    "created_at": "2025-01-10T08:00:00.000Z",
    "updated_at": "2025-01-15T10:42:00.000Z"
  },
  "sender_user": {
    "id": "your-user-id",
    "email": "admin@sandbox.example.com",
    "first_name": "Admin",
    "last_name": "User",
    "phone": "+14165559999",
    "created_at": "2024-12-01T09:00:00.000Z",
    "updated_at": "2025-01-15T10:30:00.000Z"
  },
  "resource_links": {}
}

`test_rejected`

Returns a REJECTED session with basic analysis data — failing face match and ID checks. When the rejection came from AI auto-decline, meta_data.declinedData records the decisive reason:

Field	Value
`status`	`REJECTED`
`face_match_confidence`	`42.3`
`id_matches_selfie`	`false`
`expiry_date_pass`	`false`
`valid_state_pass`	`false`

"meta_data": {
  "declinedData": {
    "declined": true,
    "score": 2,
    "declinedAt": "2025-01-15T10:43:00.000Z",
    "reason": {
      "code": "LOW_FACE_MATCH",
      "detail": "Face match confidence is low",
      "slot": "PRIMARY",
      "severity": "CRITICAL"
    }
  }
}

See declinedData for the full field reference.

`test_submitted`

Returns a SUBMITTED session with basic analysis data — passing scores, awaiting manual review.

`test_pending`

Returns a PENDING session with no analysis data and session_progress: "PENDING".

`test_voided`

Returns a VOIDED session with no analysis data.

`test_failed`

Returns a FAILED session — a session that was auto-failed after reaching the workflow’s configured number of failed attempts. session_progress is COMPLETED and meta_data.failureData is populated with the recorded attempts:

"meta_data": {
  "failureData": {
    "failedAttempts": 3,
    "attempts": [
      { "reason": "NO_FACE_DETECTED",   "slot": "PRIMARY",   "failedAt": "2025-01-15T10:36:00.000Z" },
      { "reason": "OCR_NAME_MISSING",   "slot": "PRIMARY",   "failedAt": "2025-01-15T10:38:14.000Z" },
      { "reason": "DOC_TYPE_NOT_ALLOWED", "slot": "SECONDARY", "failedAt": "2025-01-15T10:40:02.000Z" }
    ]
  }
}

See failureData for the full field reference.

List Sessions — `GET /v1/sessions`

Returns 5 sessions (one per status) with lightweight analysis data. The list uses basic analysis — the full “everything” payload is only returned when fetching test_verified by ID.

{
  "sessions": [
    { "status": "VERIFIED", "..." : "..." },
    { "status": "REJECTED", "..." : "..." },
    { "status": "PENDING", "..." : "..." },
    { "status": "SUBMITTED", "..." : "..." },
    { "status": "VOIDED", "..." : "..." }
  ],
  "next_token": null
}

Financial

Retrieve Bank Statement — `GET /v1/financial/:id`

`test_completed`

Returns a completed bank statement with full statement data including accounts, transactions, and holder info.

{
  "id": "test_completed",
  "organizationId": "your-org-id",
  "status": "COMPLETED",
  "type": "request",
  "Config": { "period": "3" },
  "statement": {
    "HttpStatusCode": 200,
    "Accounts": [
      {
        "Title": "Personal Chequing",
        "AccountNumber": "****1234",
        "Type": "Chequing",
        "Currency": "CAD",
        "Balance": {
          "Available": 5188.32,
          "Current": 5188.32,
          "Limit": null
        },
        "Holder": {
          "Name": "Jane Doe",
          "Address": {
            "CivicAddress": "123 Sandbox Street",
            "City": "Toronto",
            "Province": "ON",
            "PostalCode": "M5V 2T6",
            "Country": "CA"
          },
          "Email": "jane.doe@sandbox.example.com",
          "PhoneNumber": "+14165551234"
        },
        "Transactions": [
          { "Description": "Direct Deposit - Employer", "Credit": 3250.00, "Balance": 5420.75 },
          { "Description": "Grocery Store Purchase", "Debit": 87.43, "Balance": 5333.32 },
          { "Description": "Utility Bill Payment", "Debit": 145.00, "Balance": 5188.32 }
        ]
      }
    ],
    "InstitutionName": "Sandbox Bank",
    "Institution": "SandboxBank"
  }
}

Sensitive fields (TransitNumber, InstitutionNumber) are omitted from sandbox responses, matching production behavior.

`test_pending`

Returns a pending bank statement with no statement field.

List Bank Statements — `GET /v1/financial`

Returns 2 bank statements (completed and pending) without the statement body — matching production list behavior.

{
  "bankStatements": [
    { "id": "...", "status": "COMPLETED", "type": "request" },
    { "id": "...", "status": "PENDING", "type": "request" }
  ],
  "nextToken": null
}

Credit Checks

Retrieve Credit Check — `GET /v1/credit-checks/:id`

Credit checks come in two types: soft and hard. Soft checks return only the credit score. Hard checks include the full AI-powered credit insights analysis.

The Credit Checks API is coming soon. Sandbox mode lets you preview the response shape before the live API is available.

`test_soft_pass` — Soft credit check

Returns a soft credit check with score only — no detailed insights.

{
  "id": "test_soft_pass",
  "created_at": "2026-04-06T12:00:00.000Z",
  "updated_at": "2026-04-07T12:00:00.000Z",
  "organization_id": "your-org-id",
  "user_id": "sandbox-user-000000",
  "sender_user_id": "your-user-id",
  "type": "SOFT",
  "credit_check_data": {
    "credit_insights": {
      "score": {
        "value": 741,
        "status": "FAIR"
      },
      "timestamp": "2026-04-07T12:00:00.000Z"
    },
    "type": "SOFT"
  }
}

`test_hard_pass` — Hard credit check (low risk)

Returns a hard credit check with a clean credit profile and full AI insights.

{
  "id": "test_hard_pass",
  "created_at": "2026-04-06T12:00:00.000Z",
  "updated_at": "2026-04-07T12:00:00.000Z",
  "organization_id": "your-org-id",
  "user_id": "sandbox-user-000000",
  "sender_user_id": "your-user-id",
  "type": "HARD",
  "credit_check_data": {
    "credit_insights": {
      "score": {
        "value": 741,
        "status": "FAIR"
      },
      "summary": "The applicant presents a low lending risk with a fair credit score of 741. The profile is characterized by a perfect payment history, low credit utilization, and a clean public record.",
      "insights": [
        {
          "severity": "INFO",
          "category": "SCORE",
          "title": "Fair Score with Recent Credit Activity",
          "description": "The credit score of 741 is in the fair range..."
        },
        {
          "severity": "INFO",
          "category": "PAYMENT_HISTORY",
          "title": "Excellent Payment History",
          "description": "All trade lines are consistently reported as 'Paid as agreed'..."
        },
        {
          "severity": "INFO",
          "category": "UTILIZATION",
          "title": "Low Revolving Credit Utilization",
          "description": "Revolving credit utilization is low at 25%..."
        },
        {
          "severity": "INFO",
          "category": "COLLECTIONS",
          "title": "No Collections or Public Records",
          "description": "The credit file is clear of any collection accounts, bankruptcies, or other adverse legal items..."
        }
      ],
      "overall_risk": "LOW",
      "timestamp": "2026-04-07T12:00:00.000Z"
    },
    "type": "HARD"
  }
}

`test_hard_review` — Hard credit check (medium risk)

Returns a hard credit check with late payments, high utilization, and a paid collection — flagged for manual review.

Key Insight	Severity
Below-average credit score (612)	`WARNING`
Late payment history	`WARNING`
High credit utilization (78%)	`WARNING`
Paid collection on record	`INFO`
Recent credit inquiries	`INFO`

`test_hard_high_risk` — Hard credit check (high risk)

Returns a hard credit check with active consumer proposal, unpaid collections, and a fraud alert.

Key Insight	Severity
High-risk credit score (480)	`CRITICAL`
Active consumer proposal	`CRITICAL`
Multiple unpaid collections	`CRITICAL`
Severely delinquent payment history	`WARNING`
Fraud alert on file	`WARNING`

List Credit Checks — `GET /v1/credit-checks`

Returns all 4 credit check scenarios:

{
  "credit_checks": [
    { "id": "test_soft_pass", "type": "SOFT", "..." : "..." },
    { "id": "test_hard_pass", "type": "HARD", "..." : "..." },
    { "id": "test_hard_review", "type": "HARD", "..." : "..." },
    { "id": "test_hard_high_risk", "type": "HARD", "..." : "..." }
  ],
  "next_token": null
}

Credit Insights Fields

Field	Type	Present In	Description
`score.value`	`number`	Soft + Hard	Numeric credit score
`score.status`	`string`	Soft + Hard	Score bucket: `GOOD`, `FAIR`, `POOR`, `HIGH_RISK`
`summary`	`string`	Hard only	Plain-English summary of the credit profile
`insights`	`array`	Hard only	Categorized risk insights from AI analysis
`insights[].category`	`string`	Hard only	One of: `SCORE`, `PAYMENT_HISTORY`, `UTILIZATION`, `COLLECTIONS`, `INQUIRIES`, `FRAUD`, `IDENTITY`
`insights[].severity`	`string`	Hard only	`INFO`, `WARNING`, or `CRITICAL`
`insights[].title`	`string`	Hard only	Short insight title
`insights[].description`	`string`	Hard only	Detailed explanation
`overall_risk`	`string`	Hard only	Overall risk level: `LOW`, `MEDIUM`, `HIGH`, `CRITICAL`
`timestamp`	`string`	Soft + Hard	ISO 8601 timestamp of when insights were generated

Workflows

Retrieve Workflow — `GET /v1/workflows/:id`

`test_workflow` — Full workflow

Returns a workflow with all 11 available steps, each with realistic config objects:

Step	Config
`id-verification`	Age restriction (18–55), expiry date check, secondary + tertiary ID required, valid ID types, valid states
`face-liveness`	Confidence threshold 70, FaceMovementChallenge method
`age-estimation`	Minimum age 18
`pep-sanctions`	Default config
`adverse-media`	Default config
`bank-statement-upload`	Checking account, 12-month period
`document-upload`	”Articles of Incorporation” required
`title-search`	USA, all location info fields enabled
`custom-prompt`	”Hold up 3 fingers”
`custom-form`	”What is your Company Business Number” (short-text)
`ai-bank-statement-analysis`	Default config

{
  "workflow": {
    "id": "test_workflow",
    "name": "Sandbox Full Workflow",
    "status": "active",
    "steps": [
      {
        "id": "id-verification",
        "config": {
          "id-scan-settings": { "require-secondary-id": true, "require-tertiary-id": true },
          "valid-id-types-settings": { "valid-id-types": { "driver-license-ca": true, "passport-ca": true, "..." : "..." } },
          "age-restriction-settings": { "minimum-age": { "lower": 18, "upper": 55 } },
          "..." : "..."
        }
      },
      { "id": "face-liveness", "config": { "..." : "..." } },
      { "id": "age-estimation", "config": { "..." : "..." } },
      { "id": "pep-sanctions", "config": {} },
      { "id": "adverse-media", "config": {} },
      { "id": "bank-statement-upload", "config": { "..." : "..." } },
      { "id": "document-upload", "config": { "..." : "..." } },
      { "id": "title-search", "config": { "..." : "..." } },
      { "id": "custom-prompt", "config": { "..." : "..." } },
      { "id": "custom-form", "config": { "..." : "..." } },
      { "id": "ai-bank-statement-analysis", "config": {} }
    ]
  }
}

Any other ID — Basic workflow

Returns a workflow with 2 steps: id-verification and face-liveness.

List Workflows — `GET /v1/workflows`

Returns 2 workflows (summary only):

{
  "workflows": [
    { "id": "...", "name": "Sandbox Full Workflow", "created_at": "..." },
    { "id": "...", "name": "Sandbox Basic Workflow", "created_at": "..." }
  ]
}

Verify Identity

Specifications

Sessions

Credit Check

Financial

Management API 🔧

Silent Screening

Async Jobs

Server-to-Server

Sandbox

How Sandbox Responses Work

Sessions

Retrieve Session — `GET /v1/sessions/:id`

`test_verified` — Full “everything” response

`test_rejected`

`test_submitted`

`test_pending`

`test_voided`

`test_failed`

List Sessions — `GET /v1/sessions`

Financial

Retrieve Bank Statement — `GET /v1/financial/:id`

`test_completed`

`test_pending`

List Bank Statements — `GET /v1/financial`

Credit Checks

Retrieve Credit Check — `GET /v1/credit-checks/:id`

`test_soft_pass` — Soft credit check

`test_hard_pass` — Hard credit check (low risk)

`test_hard_review` — Hard credit check (medium risk)

`test_hard_high_risk` — Hard credit check (high risk)

List Credit Checks — `GET /v1/credit-checks`

Credit Insights Fields

Workflows

Retrieve Workflow — `GET /v1/workflows/:id`

`test_workflow` — Full workflow

Any other ID — Basic workflow

List Workflows — `GET /v1/workflows`

​How Sandbox Responses Work

​Sessions

​Retrieve Session — GET /v1/sessions/:id

​test_verified — Full “everything” response

​test_rejected

​test_submitted

​test_pending

​test_voided

​test_failed

​List Sessions — GET /v1/sessions

​Financial

​Retrieve Bank Statement — GET /v1/financial/:id

​test_completed

​test_pending

​List Bank Statements — GET /v1/financial

​Credit Checks

​Retrieve Credit Check — GET /v1/credit-checks/:id

​test_soft_pass — Soft credit check

​test_hard_pass — Hard credit check (low risk)

​test_hard_review — Hard credit check (medium risk)

​test_hard_high_risk — Hard credit check (high risk)

​List Credit Checks — GET /v1/credit-checks

​Credit Insights Fields

​Workflows

​Retrieve Workflow — GET /v1/workflows/:id

​test_workflow — Full workflow

​Any other ID — Basic workflow

​List Workflows — GET /v1/workflows

How Sandbox Responses Work

Sessions

Retrieve Session — `GET /v1/sessions/:id`

`test_verified` — Full “everything” response

`test_rejected`

`test_submitted`

`test_pending`

`test_voided`

`test_failed`

List Sessions — `GET /v1/sessions`

Financial

Retrieve Bank Statement — `GET /v1/financial/:id`

`test_completed`

`test_pending`

List Bank Statements — `GET /v1/financial`

Credit Checks

Retrieve Credit Check — `GET /v1/credit-checks/:id`

`test_soft_pass` — Soft credit check

`test_hard_pass` — Hard credit check (low risk)

`test_hard_review` — Hard credit check (medium risk)

`test_hard_high_risk` — Hard credit check (high risk)

List Credit Checks — `GET /v1/credit-checks`

Credit Insights Fields

Workflows

Retrieve Workflow — `GET /v1/workflows/:id`

`test_workflow` — Full workflow

Any other ID — Basic workflow

List Workflows — `GET /v1/workflows`